Credit Risk Management

Automated risk management tools are a vital part of lenders' strategic plans for:

  • Growing revenue and profitability
  • Supporting new product research
  • Expanding into under-exploited markets

ARGO helps lenders maximize return on their investments through effective, continually improving risk management automation systems. We offer value-adding services that help lenders maximize the benefits of the ARGO Decision Engine, an integral component of ARGO's powerful Credit solutions.

ARGO Decision Engine Implementation Services

ARGO will help you implement the ARGO Decision Engine by:

  • Installing and configuring the ARGO Decision Engine with your Loan Origination System
  • Defining risk strategies for credit decisions, policy enforcement, and pricing
  • Configuring credit decision, policy, and pricing decision processes
  • Configuring data attributes
  • Training ARGO Decision Engine users

ARGO Decision Engine Support

We provide ongoing ARGO Decision Engine support through:

  • ARGO Decision Engine release updates and enhancements
  • Implementation service assistance for version releases
  • Modification of existing ARGO Decision Engine components to function in new versions
  • Training for enhanced ARGO Decision Engine functions

Business Review and Recommendation

ARGO can provide Credit reviews and recommendations from a business perspective, including:

  • Reviews of ARGO Decision Engine best practices, such as:
    • Decision tree design
    • Pricing and fee determination rules
    • Use of internal and third-party data sources
  • Reviews of deliverables, such as:
    • Recommendations for decision tree structure and data usage
    • Suggested process modifications
    • Recommendations for leveraging new ARGO Decision Engine features to enhance existing processes and expand ARGO Decision Engine usage

Consulting and Support Services

Our Credit experts provide ongoing consulting and support services for:

  • Implementing business review recommendations by:
    • Executing recommendations from design to complete configuration and testing
    • Rapidly deploying new capabilities using ARGO services
  • Providing supplemental services, including:
    • Requirements analysis and definition
    • Decision tree design and configuration
    • Configuration testing and implementation support
    • Hardware suitability and configuration analysis

Decisioning Analysis and Statistical Review

As your Credit solution develops, ARGO provides portfolio analysis and statistical review for:

  • Scorecard statistics
  • Champion/Challenger
    • Design and testing
    • Reporting and maintenance
  • Manual versus automated decision analysis performance
  • Database design and construction