ARGO Lending Solutions

 

We offer a comprehensive suite of loan origination solutions for:

  • Direct Consumer Lending
  • Indirect Consumer Lending
  • Business Lending
  • Commercial and Construction Lending
  • Specialty Lending

Get the most out of your technology investment. Along with 24/7 customer care, we offer implementation, decision strategy and analytics, and monitoring services.

Designed with you in mind

Built on ARGO’s history of innovation and industry best practices, our solutions enable you to:

  • Increase volume, revenue, and profitability
  • Strengthen governance, risk, and compliance
  • Improve efficiency
  • Deliver an extraordinary customer experience
  • Enhance the associates’ experience

The proven technology behind our products automates every phase of the loan origination process, providing an end-to-end solution that is fully configurable to your unique business needs. From business development, underwriting, and processing to closing and account management, we deliver results across multiple lines of business, products, and channels. All on one platform; from one provider.

 

A foundation for success

Every component of our Lending solutions provides the power you need to drive your business.

  • Governance, Risk, and Compliance
    • Integrates and ensures compliance with all laws, regulations, credit and operational risk policies, and procedures
    • Provides powerful internal controls for strong governance with critical transparency
    • Manages policy exception authority levels and defines and limits acceptable reasons
    • Incorporates fraud prevention and detection
  • Operational Efficiency
    • Workflow Management
      • Directs all phases of the origination processes
      • Measures through-put and turn times
      • Enables you to allocate and prioritize work
    • Paperless Environment
      • Integrates imaging technology to scan, index, access, and retrieve documents
      • Permits multiple parties to simultaneously share documents in a secure environment
      • Eliminates geographical and time-zone barriers
      • Facilitates cost-effective scalability and strengthens business continuity
  • Monitoring and Insight
    • Harnesses industry expertise, data, and technology to implement your credit risk policies and procedures
    • Uses dashboards and reports to measure performance against expectations
    • Simplifies research and analysis through drill-down and ad hoc reporting
    • Delivers insight how—and when—you want it
  • Pricing and Product Power
    • Optimizes pricing for risk, profitability, and relationship value
    • Offers granular, multi-dimensional pricing for every customer
    • Presents multiple product and pricing options
    • Ensures compliance with consistent pricing of all credit applications
  • Sales Performance Management
    • Manages contacts, monitors campaigns and programs, and provides sales coaching
    • Generates a comprehensive view of customer relationships
    • Optimizes interactions with customers