Credit

ARGO's Credit solutions:

  • Streamline the lending process
  • Provide speed, flexibility, fulfillment, and best-in-class processing capabilities
  • Automate every phase of the lending process and eliminate:
    • Manual hand offs
    • Paper-intensive processes
    • Miscommunication
  • Foster a "once and done" environment that gives financial institutions many advantages in today's highly competitive credit market

Enhancing the Lending Experience

Our Credit solutions enhance the lending experience for your financial service institution and your customers by:

  • Consolidating customer information
  • Accommodating loan pipeline activity from many sources
  • Satisfying line-of-business requirements
  • Accessing a vast array of external and internal data sources
  • Providing a state-of-the-art decision process management engine

Credit Options

We offer a variety of Credit solutions to meet your needs.

BANKPRO Consumer Direct

BANKPRO Consumer Direct Lending is a comprehensive loan and line-of-credit processing solution that you can adapt for products such as:

  • Home equity
  • Personal secured and unsecured lending
  • Student lending
  • Healthcare financing
  • Overdraft protection lines of credit and credit cards

ARGO Consumer Indirect Lending

The ARGO Consumer Indirect Lending solution provides speed, control, and the tools required to efficiently process high volumes while controlling the risks associated with this market sector.

BANKPRO Business Lending

The BANKPRO Business Lending solution:

  • Supports multiple small business loan types
  • Provides financial statement and ratio analysis
  • Adds value through strong partnerships with third-party business information sources such as:
    • D&B
    • Experian Business
    • Moody's KVM
    • FICO's Liquid Credit

ARGO TPO Web

The ARGO TPO Web solution provides third-party originators direct access to an institution's products and services through an Internet portal. It also supports the direct, online submission of loan applications and provides up-to-the-minute status on pipeline activity.

Supporting Solution Components

Supporting solution components maximize channel opportunities and support dynamic lines of business processes, including:

  • Expanded sales tools with lending sales performance measurement
  • ARGO's decision and risk management engine
  • AXCESS credit bureau processing
  • Integration support for third-party sources through TPO Connect
  • Identity validation for fraud prevention and monitoring
  • Dealer and source management modules
  • Forms and compliant document solutions